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2023년도 주택도시기금 업무편람 다운로드

by 푼도니 2024. 6. 24.
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2023년도 주택도시기금 업무편람 다운로드

 

목차

1. 2023년도 주택도시기금 업무편람
2. 2023년도 주택도시기금 업무편람 목차
3. 2023년도 주택도시기금 업무편람 다운로드

 

2023년도 주택도시기금 업무편람

2023년도 주택도시기금 업무편람

 

2023년도 주택도시기금 업무편람 목차

Ⅰ. 주택도시기금 개요 ····································································· 1

1. 설치 배경 및 근거 ························································································ 3
2. 연혁 ················································································································ 4
3. 관리 체계 ······································································································· 6
4. 회계 ················································································································ 8
5. 조성재원 및 운용용도 ················································································· 10

Ⅱ. 주택도시기금 현황 ··································································· 19

1. 재무 현황 ····································································································· 21
2. 조성 및 운용 현황 ······················································································ 24

Ⅲ. 2023년도 운용계획 ································································· 29

1. 2023년도 운용계획 개요 ············································································ 31
2. 2023년도 운용계획 ····················································································· 51
3. 2023년도 운용계획 각목명세서 ································································· 87

Ⅳ. 기금 조성 ··············································································· 113

1. 조성 개요 ·································································································· 115
2. 국민주택채권 ····························································································· 122
3. 주택청약 종합저축 ···················································································· 135
4. 복권기금 전입금 ························································································ 140
5. 예수금 ········································································································ 142
6. 재건축 부담금 ··························································································· 146
7. 일반회계 전입금 ························································································ 147
8. 융자금 회수 ······························································································· 148
9. 이자수입 ···································································································· 150
10. 폐지·중지된 조성 재원 ············································································· 152
   1) 정부 출연금 ··························································································· 152
    2) 주택도시기금 채권 ··············································································· 153
    3) 차관 자금 ······························································································· 155
    4) 주택저당 채권(MBS) ············································································ 156
    5) 복권 자금 ······························································································· 158
    6) 재정융자 특별회계 예수금 ································································· 162
    7) 농어촌 구조개선 특별회계 ···································································164

Ⅴ. 기금 운용 ··············································································· 167

1. 운용 개요 ·································································································· 169
    1) 운용 현황 ······························································································· 169
    2) 융자 현황 ······························································································· 170
    3) 대출 안내 ······························································································· 174
    4) 대출 절차 ······························································································· 176
2. 경상사업 ···································································································· 180
    1) 재건축 부담금 자본이전 ····································································· 180
    2) 다가구매입임대 출자 ··········································································· 181
    3) 전세임대 경상보조 ··············································································· 185
    4) 국민임대 출자 ······················································································· 187
    5) 영구임대 출자 ······················································································· 189
    6) 행복주택 출자 ······················································································· 191
    7) 통합공공임대주택 출자 ······································································· 192
    8) 노후공공임대주택 리모델링 출자 ····················································· 193
    9) 임대주택 리츠 출자 ············································································· 194
    10) 주택금융 신용보증기금 출연 ····························································· 196
    11) 이차(利差) 보전 지원 ··········································································· 206
    12) 한국주택금융공사 출자 ······································································· 209
    13) 도시재생 지원 출자 ············································································· 210
3. 융자 사업 ·································································································· 212
  <임대주택자금>
    1) 국민임대 주택자금 ··············································································· 212
    2) 행복주택자금 ························································································· 215
    3) 통합공공임대주택 자금 ······································································· 217
    4) 공공임대주택 자금 ··············································································· 218
    5) 한국토지주택공사 경락자금 ······························································· 222
    6) 매입임대 주택자금 ··············································································· 223
    7) 준 공공임대 주택자금 ········································································· 225
    8) 민간임대 주택건설자금 ······································································· 227
    9) 민간임대 주택매입자금 ······································································· 231
   <분양주택자금>
    10) 공공분양 주택자금 ··············································································· 232
    11) 다세대 주택자금 ··················································································· 236
    12) 다가구 주택자금 ··················································································· 238
    13) 재해주택 복구 및 구입자금 ······························································· 240
    14) 재해위험 주택자금 ··············································································· 244
    15) 조합 주택자금 ······················································································· 245
    16) 유입물건 취득자금 ··············································································· 246
    17) 후분양 주택자금 ··················································································· 247
    18) 도시형 생활주택 자금 ········································································· 250
    19) 준주택 자금 ··························································································· 253
   <구입자금>
    20) 공공자가주택자금 ··············································································· 255
    21) 내집마련 디딤돌 대출 ······································································· 256
    22) 공유형 모기지 ····················································································· 272
    23) 부도 임대주택 경락자금 ··································································· 282
    24) 주거안정 주택 구입자금 ··································································· 283
    25) 오피스텔 구입자금 ············································································· 285
   <전세자금>
    26) 버팀목 전세자금 대출 ······································································· 287
    27) 기존주택 전세임대 자금 ··································································· 304
    28) 소년소녀 가정 등 전세자금 ····························································· 311
    29) 주거안정 월세대출 ············································································· 314
    30) 부도 임대주택 퇴거자 전세자금 ····················································· 317
   <도시재생사업>
    31) 도시재생 지원 융자 ··········································································· 318
    32) 재정비 촉진 사업 융자 ····································································· 319
    33) 수요자중심형 도시재생지원 융자 ··················································· 320
    34) 소규모주택정비사업 융자 ································································· 325
    35) 노후산업단지 재생지원 융자 ··························································· 326
   <기타사업>
    36) 주거환경 개선주택자금 ····································································· 328
    37) 안전주택 이주자금 ············································································· 330
    38) 다가구 매입임대 융자 ······································································· 331
    39) 집주인융자형 임대주택자금 ····························································· 334
    40) 사회임대주택건설자금 ······································································· 335
    41) 사회임대주택매입자금 ······································································· 336
    42) 층간소음 성능보강자금 ····································································· 337
    43) 층간소음 개선리모델링자금 ····························································· 338 
   <지원 중지․폐지된 자금>
    44) 지원 중지․폐지된 자금 ··································································· 339
        44-1) 전세금 차액 자금 ········································································ 340
         44-2) 표준화 자재 생산설비 자금 ······················································ 341
         44-3) 부도 사업장 정상화 촉진 자금 ················································ 342
         44-4) 리모델링 사업 자금 ···································································· 343
         44-5) 전세금 반환 자금 ········································································ 344
         44-6) 개발 이주자 전세자금 ································································ 345
         44-7) 대지조성 자금 ·············································································· 346
         44-8) 노후 위험 주택 재건축 자금 ···················································· 349
         44-9) 농어촌주택 개량 자금 ································································ 350
         44-10) 주택 재개발 조합원 전세자금 ················································ 356
         44-11) 도시 재정비 자금 ······································································ 357
         44-12) 근로자․서민주택 구입자금(기존주택) ································· 358
         44-13) 근로자․서민주택 구입자금 ···················································· 360
         44-14) 근로자․서민주택 중도금 자금 ·············································· 364
         44-15) 생애최초 주택구입(중도금) 자금 ··········································· 366
         44-16) 근로자․서민주택 전세자금 ···················································· 370
         44-17) 저소득가구 전세자금 ································································ 373
         44-18) 주거약자 건설자금 ···································································· 376
         44-19) 주거약자 개량자금 ···································································· 377
         44-20) 집주인 건설개량형 임대주택 자금 ········································ 378
         44-21) 집주인 매입형임대주택 자금 ·················································· 379
         44-22) 세일앤리스백자금 ······································································ 380
         44-23) 비주거 리모델링 임대주택자금 ·············································· 381
         44-24) 주택성능보강자금 ······································································ 382
4. 정부내 지출 ······························································································· 383
5. 차입금 원금 상환 ······················································································ 385
6. 차입금 이자 상환 ······················································································ 386
7. 위탁 수수료 ······························································································· 387
8. 여유자금 운용 ··························································································· 394

Ⅵ. 통계 자료 ··············································································· 397

1. 기금 조성 및 운용 금리 ··········································································· 399
2. 대출이율 변동 현황 ·················································································· 401
3. 호당 대출한도 변동 현황 ········································································· 429
4. 자금별 대출 실적 ······················································································ 433
5. 연도별 기금 손익현황(조성 및 운용금리) ················································ 437
6. 여유자금 운용현황(’96년 이후) ································································ 439
7. 대손 충당금 적립 현황 ············································································· 440
8. 연도별 운용계획 대비 실적 ······································································ 444
    1) 연도별 조성 및 운용실적(총괄) ························································· 444
    2) 연도별 운용계획 대비 실적 ······························································· 447

Ⅶ. 관련 규정 ··············································································· 553

1. 주택도시기금 운용 및 관리 규정 ····························································· 555
2. 주택도시기금위원회 운영 규정 ································································· 577

Ⅷ. 참고 자료 ··············································································· 585

1. 주택도시기금 연혁 ···················································································· 587
2. 대출제도 주요 변경 내역('98년 이후) ····················································· 596
3. 운용계획 변경 내역('98년 이후) ······························································ 737
4. 주택도시기금 선지급비율 변경 내역 ························································ 813

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2023년도 주택도시기금 업무편람 다운로드

국토교통부 정책정보에 24년 3월에 올라온 2023년도 주택도시기금 업무편람 자료입니다.

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