2023년도 주택도시기금 업무편람 다운로드
목차
1. 2023년도 주택도시기금 업무편람
2. 2023년도 주택도시기금 업무편람 목차
3. 2023년도 주택도시기금 업무편람 다운로드
2023년도 주택도시기금 업무편람
2023년도 주택도시기금 업무편람 목차
Ⅰ. 주택도시기금 개요 ····································································· 1
1. 설치 배경 및 근거 ························································································ 3
2. 연혁 ················································································································ 4
3. 관리 체계 ······································································································· 6
4. 회계 ················································································································ 8
5. 조성재원 및 운용용도 ················································································· 10
Ⅱ. 주택도시기금 현황 ··································································· 19
1. 재무 현황 ····································································································· 21
2. 조성 및 운용 현황 ······················································································ 24
Ⅲ. 2023년도 운용계획 ································································· 29
1. 2023년도 운용계획 개요 ············································································ 31
2. 2023년도 운용계획 ····················································································· 51
3. 2023년도 운용계획 각목명세서 ································································· 87
Ⅳ. 기금 조성 ··············································································· 113
1. 조성 개요 ·································································································· 115
2. 국민주택채권 ····························································································· 122
3. 주택청약 종합저축 ···················································································· 135
4. 복권기금 전입금 ························································································ 140
5. 예수금 ········································································································ 142
6. 재건축 부담금 ··························································································· 146
7. 일반회계 전입금 ························································································ 147
8. 융자금 회수 ······························································································· 148
9. 이자수입 ···································································································· 150
10. 폐지·중지된 조성 재원 ············································································· 152
1) 정부 출연금 ··························································································· 152
2) 주택도시기금 채권 ··············································································· 153
3) 차관 자금 ······························································································· 155
4) 주택저당 채권(MBS) ············································································ 156
5) 복권 자금 ······························································································· 158
6) 재정융자 특별회계 예수금 ································································· 162
7) 농어촌 구조개선 특별회계 ···································································164
Ⅴ. 기금 운용 ··············································································· 167
1. 운용 개요 ·································································································· 169
1) 운용 현황 ······························································································· 169
2) 융자 현황 ······························································································· 170
3) 대출 안내 ······························································································· 174
4) 대출 절차 ······························································································· 176
2. 경상사업 ···································································································· 180
1) 재건축 부담금 자본이전 ····································································· 180
2) 다가구매입임대 출자 ··········································································· 181
3) 전세임대 경상보조 ··············································································· 185
4) 국민임대 출자 ······················································································· 187
5) 영구임대 출자 ······················································································· 189
6) 행복주택 출자 ······················································································· 191
7) 통합공공임대주택 출자 ······································································· 192
8) 노후공공임대주택 리모델링 출자 ····················································· 193
9) 임대주택 리츠 출자 ············································································· 194
10) 주택금융 신용보증기금 출연 ····························································· 196
11) 이차(利差) 보전 지원 ··········································································· 206
12) 한국주택금융공사 출자 ······································································· 209
13) 도시재생 지원 출자 ············································································· 210
3. 융자 사업 ·································································································· 212
<임대주택자금>
1) 국민임대 주택자금 ··············································································· 212
2) 행복주택자금 ························································································· 215
3) 통합공공임대주택 자금 ······································································· 217
4) 공공임대주택 자금 ··············································································· 218
5) 한국토지주택공사 경락자금 ······························································· 222
6) 매입임대 주택자금 ··············································································· 223
7) 준 공공임대 주택자금 ········································································· 225
8) 민간임대 주택건설자금 ······································································· 227
9) 민간임대 주택매입자금 ······································································· 231
<분양주택자금>
10) 공공분양 주택자금 ··············································································· 232
11) 다세대 주택자금 ··················································································· 236
12) 다가구 주택자금 ··················································································· 238
13) 재해주택 복구 및 구입자금 ······························································· 240
14) 재해위험 주택자금 ··············································································· 244
15) 조합 주택자금 ······················································································· 245
16) 유입물건 취득자금 ··············································································· 246
17) 후분양 주택자금 ··················································································· 247
18) 도시형 생활주택 자금 ········································································· 250
19) 준주택 자금 ··························································································· 253
<구입자금>
20) 공공자가주택자금 ··············································································· 255
21) 내집마련 디딤돌 대출 ······································································· 256
22) 공유형 모기지 ····················································································· 272
23) 부도 임대주택 경락자금 ··································································· 282
24) 주거안정 주택 구입자금 ··································································· 283
25) 오피스텔 구입자금 ············································································· 285
<전세자금>
26) 버팀목 전세자금 대출 ······································································· 287
27) 기존주택 전세임대 자금 ··································································· 304
28) 소년소녀 가정 등 전세자금 ····························································· 311
29) 주거안정 월세대출 ············································································· 314
30) 부도 임대주택 퇴거자 전세자금 ····················································· 317
<도시재생사업>
31) 도시재생 지원 융자 ··········································································· 318
32) 재정비 촉진 사업 융자 ····································································· 319
33) 수요자중심형 도시재생지원 융자 ··················································· 320
34) 소규모주택정비사업 융자 ································································· 325
35) 노후산업단지 재생지원 융자 ··························································· 326
<기타사업>
36) 주거환경 개선주택자금 ····································································· 328
37) 안전주택 이주자금 ············································································· 330
38) 다가구 매입임대 융자 ······································································· 331
39) 집주인융자형 임대주택자금 ····························································· 334
40) 사회임대주택건설자금 ······································································· 335
41) 사회임대주택매입자금 ······································································· 336
42) 층간소음 성능보강자금 ····································································· 337
43) 층간소음 개선리모델링자금 ····························································· 338
<지원 중지․폐지된 자금>
44) 지원 중지․폐지된 자금 ··································································· 339
44-1) 전세금 차액 자금 ········································································ 340
44-2) 표준화 자재 생산설비 자금 ······················································ 341
44-3) 부도 사업장 정상화 촉진 자금 ················································ 342
44-4) 리모델링 사업 자금 ···································································· 343
44-5) 전세금 반환 자금 ········································································ 344
44-6) 개발 이주자 전세자금 ································································ 345
44-7) 대지조성 자금 ·············································································· 346
44-8) 노후 위험 주택 재건축 자금 ···················································· 349
44-9) 농어촌주택 개량 자금 ································································ 350
44-10) 주택 재개발 조합원 전세자금 ················································ 356
44-11) 도시 재정비 자금 ······································································ 357
44-12) 근로자․서민주택 구입자금(기존주택) ································· 358
44-13) 근로자․서민주택 구입자금 ···················································· 360
44-14) 근로자․서민주택 중도금 자금 ·············································· 364
44-15) 생애최초 주택구입(중도금) 자금 ··········································· 366
44-16) 근로자․서민주택 전세자금 ···················································· 370
44-17) 저소득가구 전세자금 ································································ 373
44-18) 주거약자 건설자금 ···································································· 376
44-19) 주거약자 개량자금 ···································································· 377
44-20) 집주인 건설개량형 임대주택 자금 ········································ 378
44-21) 집주인 매입형임대주택 자금 ·················································· 379
44-22) 세일앤리스백자금 ······································································ 380
44-23) 비주거 리모델링 임대주택자금 ·············································· 381
44-24) 주택성능보강자금 ······································································ 382
4. 정부내 지출 ······························································································· 383
5. 차입금 원금 상환 ······················································································ 385
6. 차입금 이자 상환 ······················································································ 386
7. 위탁 수수료 ······························································································· 387
8. 여유자금 운용 ··························································································· 394
Ⅵ. 통계 자료 ··············································································· 397
1. 기금 조성 및 운용 금리 ··········································································· 399
2. 대출이율 변동 현황 ·················································································· 401
3. 호당 대출한도 변동 현황 ········································································· 429
4. 자금별 대출 실적 ······················································································ 433
5. 연도별 기금 손익현황(조성 및 운용금리) ················································ 437
6. 여유자금 운용현황(’96년 이후) ································································ 439
7. 대손 충당금 적립 현황 ············································································· 440
8. 연도별 운용계획 대비 실적 ······································································ 444
1) 연도별 조성 및 운용실적(총괄) ························································· 444
2) 연도별 운용계획 대비 실적 ······························································· 447
Ⅶ. 관련 규정 ··············································································· 553
1. 주택도시기금 운용 및 관리 규정 ····························································· 555
2. 주택도시기금위원회 운영 규정 ································································· 577
Ⅷ. 참고 자료 ··············································································· 585
1. 주택도시기금 연혁 ···················································································· 587
2. 대출제도 주요 변경 내역('98년 이후) ····················································· 596
3. 운용계획 변경 내역('98년 이후) ······························································ 737
4. 주택도시기금 선지급비율 변경 내역 ························································ 813
2023년도 주택도시기금 업무편람 다운로드
국토교통부 정책정보에 24년 3월에 올라온 2023년도 주택도시기금 업무편람 자료입니다.
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